What is Peer-To-Peer Lending (P2P)
Peer-to-peer (P2P) lending is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary. Peer-to-peer lending removes the middleman from the process, but it also involves more time, effort and risk than the general brick-and-mortar lending scenarios.

About Lending Loop
Lending Loop is Canada’s first fully regulated peer-to-peer (P2P) lending platform focused on small business. It is a platform that connects all investor types with small businesses looking for affordable financing.


Help Grow Small Canadian Businesses While Generating Attractive Fixed Income Returns
- No Hidden Fees
- Free to Join
- Earn Attractive Returns
- Manage Risk Through Diversification
- Help Grow The Canadian Economy
Diversify Your Portfolio
With a minimum commitment of $25, Lending Loop allows you to easily diversify your portfolio. The more businesses you lend to, the more you are spreading your risk and the greater chance you have of earning a positive return. For the first time in Canadian history, all Canadians can access the benefits of small business lending.

Solid Returns
By cutting out the cost and complexity of the banks, Lending Loop allows businesses and lenders to prosper together. Without the high cost structure of traditional financial intermediaries, Lending Loop is able to pass the savings onto the lenders, allowing them to earn a more attractive return. Each business has an assigned interest rate and you can hand pick those you wish to lend to.

Support Canadian Businesses
Businesses across Canada in a wide variety of industries are looking for financing to grow every day. Our credit evaluation team reviews the creditworthiness of each application before deciding whether to post it on the marketplace. Lending to these businesses not only provides the opportunity to earn an attractive return, it also helps them grow, which in turn, benefits the Canadian economy.

Lending Loop App

How to Lend using LendingLoop
You can gain access to the marketplace in just a few easy steps:
1. Create Account
Creating an account is quick and easy. Sign up, complete the information form and verify your account.

2. Lend to Businesses
Once your account is verified and funded you can browse the marketplace for businesses you would like to lend to.

3. Receive Interest
When the loan is fully funded, the loan will enter repayment and you will receive monthly blended interest and principal payments.

Why Lending Loop is an Attractive Investment
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It offers a better interest rate, ranging from 5.9% to 26.5%, which is better than having your money sit in the bank account.
Lending Loop Video
FAQ
Is Lending Loop safe?
All deposits with Lending Loop are held at Canadian chartered bank. All transfers and transactions are performed with highly secure and reliable institutions used by top financial institutions so that you can have peace of mind that your money is safely handled.
Is Lending Loop regulated?
Yes. When you invest in loans, you are purchasing securities in the form of notes issued by Loop Funding Inc.and sold by Loop Securities Inc.
Loop Securities Inc. is registered as an exempt market dealer with the securities regulatory authorities of all of the provinces and territories in which it engages in dealing activities. However, please note that no securities regulatory authority or regulator has approved or expressed an opinion about any of the notes offered on Lending Loop.
What fees does Lending Loop charge a lender?
There is no fee charged to sign up to the Lending Loop platform.
Servicing Fee:
Lenders are charged a servicing fee amounting to an annualized rate of 1.5% of the outstanding principal amount owed under a note every time a monthly payment under the note is due. Lenders are only charged this servicing fee when they receive a repayment.
What is the minimum amount of money I can deposit to fund my account?
$200 is the minimum amount required to initially fund your Lending Loop account. Once your account is active, you may make deposits of any amount exceeding $200 and any withdrawal exceeding $50.
What is the minimum commitment I can make towards a loan?
The minimum commitment a Lender can make towards a loan is $25 and all notes are sold in $25 increments.